2013
Staring
Dominic Purcell
Erin Karpluk
Edward Furlong
John Heard
Plot: Rosie Baxford (Karpluck) had a brain tumor and now has successful treatments for its removal and is well on her way to recovery. Her and her husband Jim Baxford (Purcell) want to start their life over and begin a family. It is explained to them by the Doctor that she will need a series of injections and at this time it would be high risk for them to attempt to start a family. Money becomes a factor and Jim finds out his Pension and Investments have be cheated from him and now the money to finance his wife's recovery is gone.
This movie really hits home with me on many levels. First the insurance issue they face when they schedule the first set of I injections she is going to need will be full cost because they have reached their maximum pay out for the year. There had been many times in the past with my old insurance that I reached that level and had to pay out of pocket. The Boxford's are not a rich family but they have at this point little debt and begin to use credit cards to pay for the expensive injections and expensive medications needed to be taken out of the doctors office.
Jim had served in the armed forces and when got back had a broker invest in what he believed safe transactions in the Real Estate market and other safe bonds. As soon as he goes to his broker to cash some of it in to help pay of the medical necessities of his wife he finds out that things have gone wrong. The real estate the broker invested in was corrupt even though The broker told him it was safe and the CEO of the bond firm (Heard) has sold the bonds on the market and converted them into nothing to hide wrong doings and to keep his clients at the expense of his investors. Jim partner Sean (Furlong) stands by him through out the movie even going as far as giving him Ten Thousand dollars to help out which Jim gives as a retainer to an attorney who says he can help but really in my opinion jerks Jim around telling him one thing and doing something else.
The Boxford's lives show what happens when someone needs expensive medical care and they use their entire savings plus max out all credit cards. The dominoes begin to fall on their life to the point they can's pay the mortgage and the treatments can no longer be afforded. Rosie believes she is hurting her husband because of all the money she needs and takes her own life to try to alleviate his stress. When Jim gets and finds her dead he takes matters into his own hands and plots his revenge on the people who have wronged his family.
This is a fast paced movie which offers it's watchers a glimpse of how your lives can change and people can rob you blind and get away with it. One of the focuses we hear mention is the bail out of the countries banks (the TARP 750 billion bail out) and how money was used to still give the big wigs their bonuses and helped people like Madoff strive.
I said in the beginning this movie hit home for me and here is why. My wife and I have been in the money situation and still are today after over 5 years of surgeries needed for my back and other treatments cost us our entire life savings, my big investment portfolio, her investment portfolio and the selling off of possessions and borrowing big time money from family to pay a ton of medical bills. I feel cheated by a ton of people in my past of taking advantage of me and costing us our life savings to make sure I am well. Unfortunately this movies story line happens to many families every day by not being able to afford medical needs cause insurance money caps or people who robbed them blind and get away with it.
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